How do I use Klarna on Dormeo?

We're excited to announce we have partnered with Klarna to bring you new ways to pay at checkout. It's a safe and simple way to get your best night’s sleep ever with affordable monthly repayments.

Payment options

Choose 'Pay later in 3 interest-free instalments' or 'Interest free credit'.

Pay later in 3 for orders over £159. Split your payments over three equal monthly instalments. You'll make your first payment at checkout, with the next two payments automatically collected from the card you paid with.

Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status T&C's apply.

How it works

Do you offer Payment plans?

We have partnered with Klarna to offer interest-free credit as an option when purchasing with us. With the Klarna Pay in 3 payment plan, you can spread your payments over 3, 6 or 12 months.

Who is Klarna?

Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smooth payments to more than 500,000+ merchants in 49 different countries. Over 150 million customers worldwide have trusted Klarna to securely handle their payments.

How do I place an order with Klarna?

Purchasing with Klarna is simple. Add the product you wish to purchase to your basket and proceed to the checkout as normal. Then select the “Pay Over Time” payment method. This will start your application with Klarna. You will then be asked to provide some basic information, followed by details required to check your eligibility. If you’re approved, your payment plan will be created and your order will be automatically placed with us. It’s a short application and you won't have to leave our website.

What details do I need to provide when I make my purchase?

You will need to provide your name, billing address, email address and phone number, as well as some basic employment and bank details.

Will I be required to pay anything when I apply?

In some cases, Klarna may offer finance contingent on the applicant paying a portion of the balance upfront. If this is the case, you will be prompted to make a deposit during the application flow.

If I make my purchase on a Klarna plan, will I pay interest?

Our interest-free offer means that you won’t have to pay interest. The monthly instalments will be collected automatically from your bank account via Direct Debit. Please ensure you have enough funds in your account to cover the repayment on your due date.

Am I eligible?

To be eligible for Klarna credit products you must be at least 18 years old and a UK resident. Your application approval is subject to Klarna's review of your financial circumstances and a full credit search.

If I apply for Klarna, will this affect my credit score?

When you use a Klarna payment method, Klarna will do a full credit search with credit reference agencies who supply Klarna with credit information. The agencies will record details of the search, which can be seen on your credit file, whether or not credit is granted. This record will also be visible to third parties and may affect other organisations’ future decisions on whether or not to provide you with credit. For any questions relating to the credit check process, contact Klarna’s customer support team.

What if I am late or miss a payment?

Your monthly payment must reach Klarna by the payment due date.

Klarna will also report information to credit reference agencies about the payments you make, and about any payments that you fail to make on time. Late or missing repayments may have serious consequences for you and cause you serious money problems. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future. If at any time you miss consecutive payments, Klarna may serve you a default notice requiring you to repay what you owe. If you fail to do so, Klarna may terminate the Agreement and assign or sell the debt to a debt collection agency who will become responsible for recovering the debt themselves.

If you are having trouble making repayments, please get in touch with Klarna customer service via the support section of the Klarna app or via Klarna’s customer support page.

Will I receive an email confirmation when purchasing with Klarna?

Klarna will send you an email confirming your purchase details. The email will contain a link to Klarna’s online portal or to download the app, where you can manage your purchases with Klarna. It is essential that you provide accurate information during checkout to ensure that you can receive Klarna’s communications.

Can I set up automatic monthly repayments?

During the Klarna application, you will be asked to set up a Direct Debit Mandate from your bank account. Klarna will draw your monthly instalments from your bank account automatically via this Direct Debit Mandate so you don’t need to do anything.

How long will it take until I receive my refund?

As soon as the store has registered your cancellation or your return, we will credit the balance back to you or process a refund within the next 5 business days.

I purchased my item using Klarna and I would like to return it.

Please contact the Dormeo UK customer service team to process your return. Once your return has been processed your Klarna plan will be adjusted.

I still have questions about Klarna.

Please visit Klarna’s customer service page for a full set of FAQs. Alternatively, you can contact Klarna via live chat from their website, by downloading the Klarna app or over the phone at 0808 189 3333.

Alternative finance options

You can call our sleep experts now on 0800 625 0134 to take advantage of our flexible 3 monthly payment option to help you spread the cost of your new Dormeo mattress.  Alternatively you can spread the cost of an Octaspring mattress over the phone over 4 months, so the choice is yours.

Your mattress will be delivered in around 14 to 28 days working days as usual, you still get free delivery and a 60 night comfort guarantee, but you won’t have to pay for it all in one go!

Sleep now, pay the balance later!

Call us FREE now to arrange yours 0800 625 0134

United T and C Limited T/A Dormeo UK acts as a credit intermediary and not a lender, offering credit products provided by Klarna Bank AB (publ). Please note that Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Finance is only available to permanent UK residents aged 18+, subject to status, T&C's apply.